Long Term Care Insurance & Term Life Insurance in Biggsville, Galesburg & Monmouth, IL, and Surrounding Areas
There are no guarantees in life.
In fact, the only certainty we have is that life is short. In this unexpected world, every adult should have some form of life and health insurance coverage. Health and life insurance keep you and your family protected from life’s unexpected moments, and can provide comfort and financial stability to your depends after you’re gone.
At Bi-County Insurance we have over 35 years of experience in helping the citizens of our community procure life insurance policies that keep themselves and their families protected from the unknown.
Our mission at Bi-County Insurance is to provide you with personalized coverage to keep you and your family protected. As a family-owned local agency, we know there’s nothing more important than family. Which is why we work earnestly to provide you and your loved ones with the coverage you deserve.
We provide a variety of health and life insurance options that fit your lifestyle and budget. Through a comprehensive assessment of your needs and lifestyle, we work with you to find the correct coverage at the correct price. From term life to long term care insurance, there is no case or policy too big or too small for us to handle.
FIVE REASONS TO BUY LIFE INSURANCE
- Because you love someone
- To fund education for your children
- To pay for final expenses
- To provide additional funds at your retirement, or as needed
- Because you are healthy enough to purchase it today
Life Insurance/Term Life
There are many different types of life insurance policies. Amongst the most common life insurance policies is term life insurance. Term life insurance is characterized by fixed payments over the span of a fixed period of time. Clients tend to choose term life insurance as a cost-friendly, but effective solution to life insurance coverage. However, term life insurance isn’t the only form of life insurance that we provide.
We can meet your needs for:
- Permanent Life Insurance
- Universal Life Insurance
- Whole Life Insurance
- Term Life Insurance
- Return of Premium Term Life
- Fixed Annuities
- and more
Health Insurance/ Long Term Care (LTC)
Health insurance covers a variety of risks and expenses associated with injuries, illness, and other health complications. By offering solutions to health problems, and preventing more serious health issues down the line, all families should have at least some form of health insurance coverage.
Long term care insurance, on the other hand, is often not covered under typical health insurance policies. Long-term care insurance help cover the expenses associated with a disability, disorder, or illness that requires long-term care.
By purchasing long-term care insurance you are preparing yourself for future health issues that compromise your ability to perform routine daily activities such as bathing dressing or even walking. Long-term care insurance helps to reimburse you for the cost of care given and a variety of places including your home, nursing home, assisted living facilities, adult daycare centers and more.
Health & Disability Options:
At Bi-County Insurance, we offer a wide selection of coverage options for health and disability insurance:
Coverage options include:
- Disability Income Protection
- Group Health Insurance
- Medical Savings Accounts
- Medicare Supplements
- Long Term Care
- Trip Insurance
- Group Life
- Group Health
- Group Dental
- Group Retirement
- Traditional IRA
- Roth IRA
- Simple IRA