Biggsville, IL 309-627-2050

Monmouth, IL 309-734-8899

Galesburg, IL 309-342-7183

Farm Insurance in Billgsville, Galesburg, Monmouth IL, and the Surrounding Areas

As a farmer you face many risks and unique risks. To help mitigate those risks you need the right farm insurance tailored to your needs.  Bi County Insurance & Western Illinois Title can help you with proper farm insurance in Billgsville, Galesburg or Monmouth IL. Farm insurance is highly specialised and complicated. That is why you need to deal with an agent that specialises in farm insurance – an agent such as Bi County. 

Farm insurance is a bit like home insurance and business insurance all rolled into on. Farm insurance needs cover your property, your buildings, dwellings, structures, sheds, equipment, vehicles and personal items.  Farm insurance also needs to protect the business side of things. That includes liabilities, workers compensation, indemnity, crop failures, loss of livestock, business interruption and so on. 

As a farmer you also rely heavily on the weather. A flood or a drought can ruin your crops. The outbreak of disease can ruin your crops or kill your livestock. You need farm insurance that will cover you for losses that result from adverse weather conditions. Bi County offers comprehensive crop insurance including federal multi-peril crop insurance. They also offer hail and wind coverage. 

You also need to be aware of any risky gaps in your farm insurance. You also need to be aware of the amount of coverage or the sum insured. Are your covered for the replacement value of your assets? Are you covered for business interruption? Do you have yield protection? Are there certain risks or events that are excluded? 

Farm insurance is complex and you need expert help to ensure you have the right coverage at the right price. Bi County can help you with the right farm insurance in Billgsville, Galesburg or Monmouth IL.